Personal Finance

Flexible finance for Volkswagen drivers

You wouldn't settle for just any car — so why be satisfied with everyday car finance? Volkswagen finance is designed especially for Volkswagen drivers, with all of the flexibility and convenience you would expect.

And because your finance is individually tailored with the features you need, it's both practical and affordable.

Personal finance options

Whether you're looking to buy your new Volkswagen outright or include it as a Novated Lease as part of your salary package, we can help you find a cost-effective finance option that fits your budget and your lifestyle.

Volkswagen Choice - Guaranteed Future Value

We're out to prove that there still are some guarantees in life. Volkswagen Choice allows you to set a minimum guaranteed future value for your vehicle up front with one of our flexible finance solutions. Plus you keep your options at the end of term, so you still hold all the cards.

The Volkswagen specialists

When you're choosing a car, expert advice makes all the difference. The same thing applies to car finance. Our Business Managers are experts in Volkswagen vehicles and experts in car finance. They make it their mission to guide you through the finance maze, so you can get your new Volkswagen on the road faster.

Visit Bill Buckle Volkswagen to speak to a Business Manager today.

Consumer Loan

  • Personalise your Loan to fit your budget
  • Choose a loan term of up to 7 years.
  • Buy with 100% finance, including insurance, rego and on–road costs.
  • Save with a competitive fixed interest rate.
  • Pay no account-keeping fees or annual fees.
  • Secure your Loan with your new Volkswagen — no additional security required for approved applicants.
  • Reduce your monthly repayments by adding a balloon payment at the end of your loan term or paying a deposit upfront.
  • Elegantly simple, a Consumer Loan could be the perfect solution when you want to get on the road sooner rather than later.
  • With 100% finance for approved customers, there's nothing to pay upfront. You can personalise your Loan by choosing the term or paying a deposit and tailoring your repayments to suit your needs. A competitive fixed interest rate means you can budget with confidence. And when the last payment's made, your new Volkswagen is completely yours.

Salary packaging — Novated Leases

  • Make the most of your salary package by paying for your new Volkswagen from your pre-tax income.
  • Pay nothing upfront with 100% finance, including insurance, rego and on–road costs.
  • Choose from terms up to 5 years.
  • Pay no account-keeping fees or annual fees.
  • If you're an employer, attract and keep talented staff with cost-effective finance and tax deductible repayments.
  • If you're looking to make the most of a salary package, a Novated Lease can put a brand new Volkswagen in your driveway for less.

What is a Novated Lease?

A Novated Lease is simply an agreement between you, your employer and Volkswagen Finance. We own the vehicle and your employer makes payments from your pre-tax income for an agreed length of time.

That not only means less work for you — it could also save you thousands compared to the cost of buying a vehicle after tax.

At the end of your Lease

When your Lease ends, you have the option of upgrading to a new model under a new Lease. Remember that if you leave your job, your new employer will have to take over the Lease payments by renewing the novation agreement.

Benefits for employers

If you're an employer, a Novated Lease can be a simple and cost-effective way to add value to your employees' salary packages, helping you find and keep talented staff..

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